medicaid asset allowances

Connecticut Delaware Florida Georgia Indiana Iowa Maryland Massachusetts Missouri New Jersey New York Ohio Pennsylvania Rhode Island Virginia Washington West Virginia

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$1,600.00

Couple

$1,600.00

(*When both spouses apply for Medicaid)

per spouse*

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$75.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$50,000.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$1,097,000.00

DIVESTMENT PENALTY DIVISOR

Per month

$14,939.00

IRREVOCABLE BURIAL

$10,000.00

Income Limit

$2,417.50

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$50.00

Assisted Living Resident

$140.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$11,890.77 ($390.93/day)

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$160.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$10,438.00 ($347.93/day)

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$70.00

SPOUSAL IMPOVERISHMENT

max

Monthly Maintenance Needs Allowance

$3,948.00

Community Spouse Resource Allowance

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$10,025.00 ($334.16/day)

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$52.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$7,635.00 ($254.50/day)

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$52.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$8,842.75 ($94.75/day)

RESOURCE ALLOWANCE

Individual

$2,500.00

Couple

$3,000.00*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$102.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$11,513.00 ($383.76/day)

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$4,000.00

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$72.80

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$1,097,000.00

DIVESTMENT PENALTY DIVISOR

Per month

$13,230.00 ($441.00/day)

IRREVOCABLE BURIAL AT

$10,000.00

RESOURCE ALLOWANCE

Individual

$5,909.25

Couple

$11,818.45*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$50.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,854.00

Community Spouse Resource Allowance

$30,828.00

$154,140.00

HOME EQUITY LIMITS

Maximum

$713,000.00

DIVESTMENT PENALTY DIVISOR

$7,536.00 ($251.20/day)

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$50.00

Assisted Living Resident

$140.15

MINIMUM ROOM AND BOARD FOR ASSISTED LIVING FACILITIES

$952.90

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$1,097,000.00

DIVESTMENT PENALTY DIVISOR

$13,203.00 ($440.10/day)

RESOURCE ALLOWANCE

Individual

$31,175.00

Couple

$42,312.00

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$50.00

MINIMUM ROOM AND BOARD FOR ASSISTED LIVING FACILITIES

$1,732.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$3,853.00

Community Spouse Resource Allowance

$74,820.00

$154,140.00

HOME EQUITY LIMITS

Maximum

$1,071,000.00

DIVESTMENT PENALTY DIVISOR

Ranges vary by county

$12,196 - $14,668 per month

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$50.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$7,787.00($259.56/day)

Income Limit

Nursing Home

$2,901.00

RESOURCE ALLOWANCE

Above $2,901.00

can keep $2,400.00

Below $2,901.00

can keep $8,000.00

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Skilled Nursing Facility

$45.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

Per month

$11,547.69 ($404.19/day)

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$4,000.00

Couple

$8,000.00*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$75.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$10,190.00 ($335/day)

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$4,000.00*

(*When both spouses apply for Medicaid)

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$40.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

Ranges vary by location

$7,023.00- $9,268.00 per month

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$103.20

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.50

Community Spouse Resource Allowance

$68,301.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$1,097,000.00

DIVESTMENT PENALTY DIVISOR

$12,482.00 ($422/day)

Income Limit

$2,901.00

RESOURCE ALLOWANCE

Individual

$2,000.00

Couple

$3,000.00

MONTHLY PERSONAL NEEDS ALLOWANCE (PNA)

Nursing Home Resident

$50.00

SPOUSAL IMPOVERISHMENT

min

max

Monthly Maintenance Needs Allowance

$2,555.00

$3,948.00

Community Spouse Resource Allowance

$31,584.00

$157,920.00

HOME EQUITY LIMITS

Maximum

$730,000.00

DIVESTMENT PENALTY DIVISOR

$11,276.00 ($375.87/day)