Medicaid planning in Connecticut can be stressful and anxiety-inducing. There are innumerable guidelines to follow, and plodding through the application process is enough to make you throw up your hands in defeat.

It doesn't have to be this way!

At Senior Planning Services, we simplify the Medicaid eligibility in CT. We help with the application and approval process to alleviate much of your stress and anxiety. We offer more than just sound advice, we implement it.

Our full range of services is designed to ensure families get the Medicaid benefits they are entitled to. We simplify the entire journey, beginning with a thorough consultation and assessment. From there, we handle statements and paperwork, complete applications for you, and work directly with the State of Connecticut's Medicaid eligibility department on your behalf. We're here every step of the way, supporting you until you receive your official approval.
Need help applying for Connecticut Medicaid? We can help!
Contact Senior Planning Services today to learn more
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What is Medicaid?

Medicaid is a safety net to help cover medical costs in case of limited resources. One of its primary purposes is to fund the costs of nursing home facilities & home healthcare assistance. The average cost of nursing homes in Connecticut is approximately $14,000 per month, or $168,000 per year. If you meet the Connecticut Medicaid nursing home eligibility requirements, Medicaid can help offset these costs, ensuring you receive a high level of care even if your savings can't pay for it all.

Who Is Eligible for Medicaid?

The Medicaid program is designed to help people pay for the often staggering costs of nursing homes, assisted living facilities, and other long-term care options for seniors, but there's a caveat. You must adhere to numerous rules and regulations to receive benefits.

To meet the guidelines for CT Medicaid (also referred to as Title 19 requirements) and qualify for Medicaid nursing homes, you must:
• Be a legal U.S. citizen or qualified alien
• Be a resident of Connecticut
• Meet income and asset requirements
• Be 65 years of age, be blind, or be permanently disabled

With years of experience in obtaining Connecticut Medicaid for seniors, we can guide you through checking your eligibility and take care of gathering the documentation you need to successfully complete your claim.

Financial Requirements

Income
Income
A long-term care applicant's income for home care services may not exceed certain limits. As of 2025, these limits are $2,901 per month. If your income is higher than this, Senior Planning Services can direct you regarding the process of putting money into a Pooled Income Trust so you can still meet the Medicaid qualifications in CT.
Assets
Assets
To qualify for Medicaid in Connecticut, a long-term care applicant's assets must fall below specific thresholds. As of 2025, the asset allowance limits are $1,600 for single applicants and $3,200 for couples applying together. When only one spouse is applying, the limit is increased to $157,920 for the non-applicant spouse. Certain primary assets are not included in this limit; reach out to Senior Planning for more information regarding this.

It's important to note that Medicaid enforces a five-year look-back period for financial transactions. During this time, any gifts or asset transfers may result in a penalty period of ineligibility for Medicaid coverage. This penalty corresponds to the total value of assets gifted or transferred during the look-back period. (There are some exceptions to the transfer rules that Medicaid may allow.)
Medical
Medical
A medical screening (through ASCEND) is required to determine the applicant's medical eligibility. An evaluation from a Medicaid nurse will ascertain whether you need assistance with activities of daily living (ADL), such as showering, dressing, eating, and toileting.

Why Our Medicaid Specialists Are Different

In a word: expertise.
At Senior Planning Services, this is what we do all day, every day. We have filled out the State of Connecticut Medicaid Application many times before and have successfully received approvals for first-time applicants and application renewals for our clients. Our Medicaid specialists have the resources, relationships, and know-how to help our clients maximize their benefits. We don't just guide individuals, couples, and families through the Medicaid process, we shoulder the burden to provide all the answers and alleviate all concerns during this particularly overwhelming junction of life. We have perfected the process involved in completing the application quickly and efficiently. If you need to start the Connecticut long-term care application, give us a call to see how we can help.

Medicaid Planning in Connecticut - Our Services

  • Offer a free Medicaid Consultation
  • Gather 60 months of bank and financial statements from the financial institutions' back offices.
  • Obtain verifications from banks regarding checks, deposits, and cash withdrawals
  • Shoulder burden to provide all verification to satisfy all Medicaid's requests.
  • Assist clients in the process of liquidating life insurance policies, annuities, and stocks etc.
  • Obtain missing documentation from the Vital Statistics office, if necessary
  • Update the client on the status consistently
  • Submit the application to the county Department of Social Services
  • Interact with the Department of Social Services caseworker regularly
The experts at Senior Planning Services are just a phone consultation away.
Let us replace your stress and anxiety with direction and clarity.
Give us a call at 855.775.2664 or
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