Connecticut Medicaid

Medicaid planning in CT can be stressful and anxiety-inducing. There are innumerable guidelines to follow, and plodding through the application process is enough to make you throw up your hands in defeat.

It doesn't have to be this way!

At Senior Planning Services, we simplify the Medicaid eligibility, application, and approval process to alleviate much of your stress and anxiety. We offer more than just sound advice—we implement it.

Our comprehensive services are focused on helping families receive the Medicaid benefits they deserve. We streamline the entire process, starting with an initial consultation and assessment. Then, we assist with statements and paperwork, fill out applications on your behalf, and act as a liaison with the State of Connecticut's Medicaid eligibility department. We'll be by your side until you receive your official approval

Need help applying for Connecticut Medicaid? We can help!

Contact Senior Planning Services today to learn more

Asset allowances document checklist

What is Medicaid?

Medicaid is a safety net. One of its primary purposes is to fund the costs of nursing home facilities & home healthcare assistance. The average cost of nursing homes in Connecticut is approximately $14,000 per month, or $168,000 per year. If you qualify, Medicaid can help offset these costs, ensuring you receive a high level of care even if your savings can't pay for it all.

Who Is Eligible for Medicaid?

The Medicaid program is designed to help people pay for the often staggering costs of nursing homes and other long-term care options, but there's a caveat. You must adhere to numerous rules and regulations to receive benefits.

To qualify for Medicaid nursing homes in Connecticut, you must:
• Be a legal U.S. citizen or qualified alien
• Be a resident of Connecticut
• Meet income and asset requirements
• Be 65 years of age, be blind or permanently disabled

Financial Requirements

Income

A long-term care applicant's income for homecare services may not exceed certain limits. As of 2024, this limit is $2,829 per month. If your income is higher than this, Senior Planning Services can direct you regarding the process of putting money into a Pooled Income Trust so you can still qualify.

Assets

A long-term care applicant's assets must be below a certain threshold. As of 2024, the limit is $1,600 for singles, $3,200 for couples applying together and $1,600 for the applicant and a maximum of $154,140.00 for the non-applicant for couples with only spouse applying.

It should be noted that Medicaid does not allow gifts or transfer within five years prior to getting onto Medicaid. If Medicaid does locate a gift or transfer, they will impose a period of ineligibility for Medicaid coverage. The period of ineligibility is also referred to as a penalty, and it will correspond to the amount of money that was gifted or transferred. Medicaid seeks to see the last five years of an applicant's financial transactions. (There are some excludable transfers that Medicaid will allow an individual to do.)

Medical

A medical screening (through ASCEND) is required to determine the applicant's medical eligibility. An evaluation from a Medicaid nurse will ascertain whether you need assistance with activities of daily living (ADL), such as showering, dressing, eating, and toileting.

Why Our Medicaid Specialists Are Different

In a word: expertise.
At Senior Planning Services, this is what we do all day, every day. Our Medicaid specialists have the resources, relationships, and know-how to help our clients maximize their benefits. We don't just guide individuals, couples, and families through the Medicaid process—we shoulder the burden to provide all the answers and alleviate all concerns during this particularly overwhelming junction of life.

Our Medicaid Planning Services

Offer a free Medicaid Consultation
Gather 60 months of bank and financial statements from financial institutions back offices.
Obtain verifications from banks regarding checks, deposits, and cash withdrawals
Shoulder burden to provide all verification to satisfy all Medicaid's requests.

Assist clients in the process of liquidating life insurance policies, annuities, and stocks etc.
Obtain missing documentation from the Vital Statistics office, if necessary
Update client on status on a consistent basis
Submit application to the county Department of Social Services
Interact with the Department of Social Services caseworker regularly

The experts at Senior Planning Services are just a phone consultation away.
Let us replace your stress and anxiety with direction and clarity.

Give us a call at 855.775.2664 or