Delaware Medicaid
Medicaid planning in Delaware can be stressful and anxiety-inducing. There are innumerable guidelines to follow, and plodding through the application process is enough to make you throw up your hands in defeat.
It doesn't have to be this way!
At Senior Planning Services, we simplify the Medicaid eligibility, application, and approval process to alleviate much of your stress and anxiety. We offer more than just sound advice—we implement it.
Our comprehensive services are focused on helping families receive the Medicaid benefits they deserve. We streamline the entire process, starting with an initial consultation and assessment. Then, we assist with statements and paperwork, fill out applications on your behalf, and act as a liaison with the State of Delaware's Medicaid eligibility department. We'll be by your side until you receive your official approval.
Need help applying for Delaware Medicaid? We can help!
Contact Senior Planning Services today to learn more
Financial Requirements
income
A long-term care applicant's income may not exceed certain limits. As of 2024, these limits are $2,358 per month. If your income is higher than this, Senior Planning Services can help you set up a Qualified Income Trust (Miller Trust) so you can still qualify.
assets
A long-term care applicant's assets must be below a certain threshold. As of 2024, the limit is $2,000 for singles, $3,000 for couples applying together, and a maximum of $154,140.00 for the non-applicant for couples with only spouse applying.
It should be noted that Medicaid does not allow gifts or transfer within five years prior to getting onto Medicaid. If Medicaid does locate a gift or transfer, they will impose a period of ineligibility for Medicaid coverage. The period of ineligibility is also referred to as a penalty, and it will correspond to the amount of money that was gifted or transferred. Medicaid seeks to see the last five years of an applicant's financial transactions. (There are some excludable transfers that Medicaid will allow an individual to do.)
Medical Eligibility
A pre-admission screening (PAS) is required to determine the applicant's medical eligibility. A physical evaluation from a Medicaid nurse will ascertain whether you need assistance with activities of daily living (ADL), such as showering, dressing, eating, and toileting.
Why Our Medicaid Specialists Are Different
In a word: expertise.
At Senior Planning Services, this is what we do all day, every day. Our Medicaid specialists have the resources, relationships, and know-how to help our clients maximize their benefits. We don't just guide individuals, couples, and families through the Medicaid process—we shoulder the burden to provide all the answers and alleviate all concerns during this particularly overwhelming junction of life.
