Obtaining Medicaid for seniors in Georgia can be stressful and anxiety-inducing. There are innumerable guidelines to follow and multiple documents to get hold of. Plodding through the application process is enough to make you throw up your hands in defeat.

It doesn't have to be this way!

At Senior Planning Services, we simplify the Medicaid eligibility in Georgia. We complete the application for you and stay on top of the approval process to alleviate much of your stress and anxiety. We offer more than just sound advice, we implement it.

Our comprehensive services focus on helping seniors receive the Medicaid benefits they deserve. If you are applying for Medicaid to obtain coverage for a nursing home or assisted living facility in Georgia, we can assist you. We streamline the entire process, beginning with an initial consultation and assessment. Then, we help with gathering statements, medicaid documents and paperwork, complete applications on your behalf, and serve as a liaison with the State of Georgia's Medicaid eligibility department. We will be by your side until you receive your official approval.

We also assist with Medicaid renewals in GA, which are necessary every 12 months. If you need to redo your application for Medicaid, contact us to find out how we can help.

Need help with Medicaid enrollment in Georgia? We can help!

Contact Senior Planning Services today to learn more

Asset allowances document checklist

What is Medicaid?

Medicaid is a safety net. One of its primary purposes is to fund the costs of nursing homes and assisted living facilities. The average cost of assisted living in Georgia before Medicaid is $7,000 per month, or $84,000 per year. If you have a Georgia long-term care insurance plan, you might be entitled to funding towards the cost of a nursing home. For those who don’t have a long-term care insurance plan, Medicaid can help offset these costs if you qualify. This ensures you receive a high level of care, even if your savings can't pay for it all.

What Determines Medicaid Eligibility in Georgia?

The Medicaid program is designed to help people pay for the often staggering costs of nursing homes and other long-term care options, but there's a caveat. To receive financial assistance as a senior in Georgia, you must adhere to numerous rules and regulations.

To qualify for Medicaid nursing homes in Georgia, you must:

Be a legal U.S. citizen or qualified alien
Be a resident of Georgia
Meet income and asset requirements
Be 65 years of age, blind, or permanently disabled

Financial Requirements

income

A long-term care applicant's income may not exceed certain limits. As of 2025, these limits are $2,901 per month. If your income is higher than this, Senior Planning Services can help you set up a Qualified Income Trust (Miller Trust) so you can still qualify.

assets

A Georgia Medicaid long-term care applicant's assets must fall below specific thresholds to qualify for Medicaid. As of 2025, the limits are $2,000 for single applicants, $3,000 for couples applying together, and up to $157,920 for the non-applicant spouse in cases where only one spouse is applying.

It's important to note that Medicaid enforces a five-year look-back period for financial transactions. During this time, any gifts or asset transfers may result in a penalty period of ineligibility for Medicaid coverage. This penalty corresponds to the total value of assets gifted or transferred during the look-back period. (There are some exceptions to the transfer rules which Medicaid may allow.)

Medical Eligibility

To determine an applicant’s long-term care eligibility for Medicaid, a pre-admission screening (PAS) is required to verify the applicant's medical status. A physical evaluation from a Medicaid nurse will ascertain whether you need assistance with activities of daily living (ADL), such as showering, dressing, eating, and toileting.

Why Our Medicaid Specialists Are Different

In a word: expertise.
At Senior Planning Services, this is what we do all day, every day. We have successfully helped many people in Georgia with long-term care planning. Our Medicaid specialists have the resources, relationships, and know-how to help our clients maximize their benefits. We are familiar with the eligibility requirements for Medicaid in the State of Georgia and make sure that everything is filed correctly. We don't just guide individuals, couples, and families through the Medicaid process, we shoulder the burden to provide all the answers and alleviate all concerns during this particularly overwhelming junction of life. If you need assistance with your Medicaid application in GA, we can help.

Medicaid for Seniors in Georgia - Our Services

Offer a free Medicaid Consultation
Assist in obtaining 60 months of bank and financial statements from financial institutions' back offices.
Assist in obtaining verifications from banks regarding checks, deposits, and cash withdrawals
Shoulder burden to provide all verification to satisfy all Medicaid's requests.
Assist families in utilizing excludable resources
Assist clients in the process of liquidating life insurance policies, annuities, and stocks etc.

Obtain missing documentation from the Vital Statistics office, if necessary
Update the client on the status consistently
Submit application to the county Board of Social Services (We can also use the Georgia gateway portal to apply for Medicaid online in Georgia)
Interact with the Board of Social Services caseworker regularly

The experts at Senior Planning Services are just a phone consultation away.
Let us replace your stress and anxiety with direction and clarity.

Give us a call at 855.775.2664 or