Washington Medicaid

Medicaid planning in Washington can be stressful and anxiety-inducing. There are innumerable guidelines to follow, and plodding through the application process is enough to make you throw up your hands in defeat.

It doesn't have to be this way!

At Senior Planning Services, we simplify the Medicaid eligibility, application, and approval process to alleviate much of your stress and anxiety. We offer more than just sound advice—we implement it.

Our comprehensive services are focused on helping families receive the Medicaid benefits they deserve. We streamline the entire process, starting with an initial consultation and assessment. Then, we assist with statements and paperwork, fill out applications on your behalf, and act as a liaison with the State of Washington's Medicaid eligibility department. We'll be by your side until you receive your official approval.

Need help applying for Washington Medicaid? We can help!

Contact Senior Planning Services today to learn more

Asset allowances document checklist

What is Medicaid?

Medicaid is a safety net. One of its primary purposes is to fund the costs of nursing facilities and assisted living facilities. The average cost of assisted living in Washington is $5,750 per month, or $69,000 per year. If you qualify, Medicaid can help offset these costs, ensuring you receive a high level of care even if your savings can't pay for it all.

Who Is Eligible for Medicaid?

The Medicaid program is designed to help people pay for the often staggering costs of nursing homes and other long-term care options, but there's a caveat. You must adhere to numerous rules and regulations to receive benefits.

To qualify for Medicaid nursing homes in Washington, you must:

Be a legal U.S. citizen or qualified alien
Be a resident of Washington
Meet income and asset requirements
Be 65 years of age, blind or permanently disabled

Financial Requirements

income

Once an individual is on WA Medicaid, his/her income goes to the facility and Medicaid will cover the difference in their nursing home coverage. Income includes Social Security, pension and any monies that are coming in on a monthly basis. When an individual is staying long term in a facility, there are some deductions that may come out of a Medicaid Applicant's income:

A personal needs allowance (PNA) $103.20 in a Nursing Home that the Medicaid recipient can choose to use for whatever he/she wishes.
A supplemental health insurance premium to allow the policy to remain active.
Depending on the Scenario, the community spouse or a dependent child may retain some or all of the applicants income

assets

A long-term care applicant's assets must be below a certain threshold. As of 2024, the limit is $2,000 for singles, $3,000 for couples applying together, and a maximum of $154,140.00 for the non-applicant for couples with only spouse applying.

It should be noted that Medicaid does not allow gifts or transfer within five years prior to getting onto Medicaid. If Medicaid does locate a gift or transfer, they will impose a period of ineligibility for Medicaid coverage. The period of ineligibility is also referred to as a penalty, and it will correspond to the amount of money that was gifted or transferred. Medicaid seeks to see the last five years of an applicant's financial transactions. (There are some excludable transfers that Medicaid will allow an individual to do.)

Medical Eligibility

A pre-admission screening (PAS) is required to determine the applicant's medical eligibility. A physical evaluation from a Medicaid nurse will ascertain whether you need assistance with activities of daily living (ADL), such as showering, dressing, eating, and toileting.

Why Our Medicaid Specialists Are Different

In a word: expertise.
At Senior Planning Services, this is what we do all day, every day. Our Medicaid specialists have the resources, relationships, and know-how to help our clients maximize their benefits. We don't just guide individuals, couples, and families through the Medicaid process—we shoulder the burden to provide all the answers and alleviate all concerns during this particularly overwhelming junction of life.

Our Medicaid Planning Services

Offer a free Medicaid Consultation
Assist in obtaining 60 months of bank and financial statements from financial institutions back offices.
Assist in obtaining verifications from banks regarding checks, deposits, and cash withdrawals
Shoulder burden to provide all verification to satisfy all Medicaid's requests.
Assist families in utilizing excludable resources

Assist clients in the process of liquidating life insurance policies, annuities, and stocks etc.
Obtain missing documentation from the Vital Statistics office, if necessary
Update client on status on a consistent basis
Submit application to the county Board of Social Services
Interact with the Board of Social Services caseworker regularly

The experts at Senior Planning Services are just a phone consultation away.
Let us replace your stress and anxiety with direction and clarity.

Give us a call at 855.775.2664 or